Holidaymakers are being urged to exercise caution when purchasing travel insurance as new research shows four in ten policies do not offer protection against cancellations due to a strike.
Studying from whom? Viewed 199 policies offered by 71 insurance companies.
Vacationers are urged to review their travel insurance policiesCredit: Getty
After that, it came down to how much security they were to be given in 61 key areas.
However, nearly four in ten of the 78.99 policies did not provide coverage for trips canceled due to strikes.
The remaining policies, all but one, provided cover.
Covid coverage was another area where which? There was also a wide variation in the amount of coverage offered.
It comes after months of travel chaos for many holidaymakers trying to fly into or out of the UK.
Passengers sat in long lines at Stansted Airport on Sunday and fell asleep on the ground due to cancellations.
Flights at Heathrow were halted for an hour the previous day, stranding thousands of passengers.
Jenny Ross, which ones? The Money Editor said: “With many airlines warning of widespread disruption and a spike in COVID cases this summer, travelers should ensure they have adequate insurance to cover any loss or contingency.
“The? An analysis of 199 policies shows that coverage levels can vary widely in critical areas such as strikes or disruptions caused by COVID.
“We advise travelers to always check policies carefully to ensure they offer the most appropriate coverage for their trip and to ensure they are covered from the time of booking.”
Which of the 199 guidelines? In their research they examined, one in ten offered “complete” protection in the event of disruption from COVID.
Full protection means travelers are entitled to emergency medical care if they contract COVID while abroad.
It also offers them the opportunity to claim the cancellation costs if they test positive for COVID before their trip.
That means travelers will be covered if the legal obligation to self-isolate for people identified as close contacts is reintroduced.
More than 130 out of 199 policies offered an “enhanced” level of coverage, meaning passengers are covered for emergency medical care and cancellations due to COVID-19 infection.
These guidelines also apply in the event that legal requirements for self-isolation are reintroduced.
And 55 policies were rated “Low” for the insurance coverage offered, meaning emergency medical insurance is provided for contracting COVID abroad and the ability to request trip cancellation due to a positive test.
A further 2% of the policies analyzed – four in all – were classified as ‘basic’, offering only emergency medical coverage in the event you contract COVID while abroad.
If your holiday was canceled by a package tour operator, you are legally entitled to a refund.
Airlines are also required to refund passengers when they cancel flights – including cancellations due to strikes by their own employees.
And package holidays from an ATOL protected company ensure you are reimbursed if the company goes out of business and if it does so during your stay abroad.
Which one? It’s also recommended that you buy your holiday by credit card as much as possible, as your credit card issuer is legally required to reimburse you for any purchases over £100 where the services on offer are advertised. do not match, and the responsible company will not provide you with a refund.