Enormous financing gap at GKV health insurance boss warns of “contribution tsunami”
06/14/2022, 5:12 am
The statutory health insurance companies could have more financing bottlenecks in the coming year than before. The reason: high inflation, the price of which has not yet been factored into previous estimates. Experts warn that without political interference, policyholders could face additional costs of hundreds of euros a year.
According to a newspaper report, the funding gap in statutory health insurance is significantly larger than before. According to the newspaper “Build”, citing calculations by the Institute for Health Economics (IFG), statutory health insurance will be reduced by 25 billion euros in the coming year.
Earlier estimates of around 17 billion euros “had not yet cost the war in Ukraine and its consequences,” said IFG boss Günther Neubauer. “Inflation is driving up spending in practices and clinics, while the job market prospects are poor in the fall,” said Neubauer. If the budget deficit is compensated for by increases in contributions alone, there would be a net increase of EUR 537.02 per year for the top earners and EUR 455.16 for the average earner.
According to “Build”, the CEO of DAK Gesundhit, Andreas Storm, warned of a “participating tsunami” in view of the numbers and called on Federal Health Minister Karl Lauterbach to introduce a law to stabilize the GKV finances. “Together with the Federal Minister of Finance, Lauterbach now has to answer the question of whether he wants to prevent a rising premium tsunami of 70 million insured persons.” The industry has been waiting for the draft law to be announced for three months. If it is not submitted by the summer break, there will not be enough time before the health insurance company’s budget is drawn up in the fall.
In view of the expected deficit in the billions, Lauterbach had already prepared the members of the GKV that the contributions could increase in 2023. In March he said that with expected cash outages of around 17 billion euros next year, this could not be completely avoided.