More than 9 inches of rain fell in the Dallas-Fort Worth area on Monday, causing flooding in several areas, with many residents still remaining from harm.
Floods can be expensive. According to the Federal Emergency Management Agency, just an inch of water can cost as much as $25,000 to repair.
The National Weather Service reported Monday that 9.19 inches of rain measured at Dallas-Fort Worth International Airport was the second warmest in 24 hours. Monday night rain totals from Sunday night were just 0.38 inches behind the hottest 24-hour period recorded in 1932 at 9.57 inches.
In the United States alone, floods kill more people each year than tornadoes, tornadoes, or lightning, according to the National Severe Storms Laboratory.
The question many residents ask themselves is: What is my insurance coverage? Here are some things to consider:
What do I need to know about taking out flood insurance?
Flood insurance can be purchased either from private companies or through the federal government’s national flood insurance program.
When it comes to buying flood insurance, whether you’re buying from a private company or a state-owned airline, the Better Business Bureau has some tips:
What does flood insurance cover?
A National Flood Insurance Program policy covers direct physical damage to structures and property. NFIP offers two types of coverage – buildings and materials.
Building coverage includes:
Content coverage with NFIP includes:
The two NFIP plans do not cover the following:
What do I need to know about filing an insurance claim?
When it comes to flooding or groundwater damage, it’s time to contact your insurance company. Here are some tips from the Better Business Bureau when it comes to filing a claim:
What should I know about choosing a repair or cleaning company?
Whenever a catastrophic weather event hits, unscrupulous contractors come out of the lumber mill to render their services. The Better Business Bureau has some tips when choosing a company:
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