Health insurance costs for 5.61 million households among the self-employed insurers of the National Health Insurance will average 36,000 won per month from September. On the other hand, 273,000 customers, including older people who are registered as dependents of the insured employee and therefore do not pay health insurance contributions, will have to pay health insurance contributions from September.
The Ministry of Health and Welfare announced on Wednesday that it will issue an advance notice of the State Health Insurance Law Implementing Regulation Act and the proposed amendment to the Implementing Regulations on Thursday. The essence of the health insurance plan change is to lower the amount of health insurance premiums for self-employed insureds. It is criticized that self-employed insured persons have to pay higher health insurance costs than insured employees because their health insurance contributions are disproportionate not only to their income but also to their apartment and their vehicle. was asked
As of September, the government will not levy insurance fees on real estate, such as houses or land, estimated to have a market value of less than 120 million won (83.33 million won at a publicly declared value). Insurance fees for cars are also only charged for people over 40 million won. The ministry estimates that this renewed scheme will benefit 65% of self-employed insureds.
In the meantime, the number of people who are currently registered as dependents of the insured worker, even though they can pay health insurance contributions, will decrease. So far, only those whose annual income exceeds ₹34 million have lost dependents. However, starting in September, the dependent eligibility requirement will be an annual income of more than 20 million. Insured employees with an annual financial income of more than £20m, such as from bank interest or stock dividends, are also subject to additional health insurance charges. About 2% of all employees have to pay additional health insurance contributions.
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