Prices are rising, consumers are moaning about the expensive phase that has been going on for months. There can be no talk of relief – on the contrary.
Where can you save now in autumn – and where do you pay extra.
Overall, higher inflation is actually driving rents higher. All apartments with index rent are now directly affected. This amount is based on consumer prices. If the last increase was at least a year ago, it can now become more expensive for tenants.
Apartments that are linked to the customary local rent index are also indirectly affected. “Munich, for example, will get a new rent index in spring 2023. Inflation could rise further here. That cannot be ruled out,” says rental specialist Raststetter.
Contract growth is fixed with graduated tariffs. An additional price increase due to the current wave of inflation is not allowed.
It would be difficult to survive the whole winter without Russian gas. Tim Kehler, chairman of the industry association Zukunft Gas, points out that if Russian gas supplies fail, Germany will have a gas shortage of 35 to 50 percent.
If gas distribution through Nord Stream 1 does not resume, it will initially be difficult to fill the gas storage facilities in Germany. The missing quantity can only be obtained from other sources to a limited extent.
This will also result in a huge jump in price. If you can no longer afford petrol, you should ask your provider to postpone it. In retail, Germans are currently buying stationary, electric or direct heaters, radiators or fan heaters.
They work with heating resistors that heat up when current flows through them. However, these electric heaters usually consume a lot of electricity.
Check whether you have not already ordered heating oil. The prices increase with the heating period from the end of September.
Negotiations on conditions in the German retail trade are planned for autumn. It’s about the prices on the supermarket shelf. First the brand makers put pressure on them and resort to expensive rackets. There may be price adjustments especially for soft drinks, beer, juice, ketchup and chocolate. Brand manufacturers want to raise prices, supermarkets want to avoid it.
How to save at the supermarket this fall?
Buy apples, pears and carrots. Fruit is particularly cheap. At the beginning of the harvest there is usually a larger supply of grapes – for correspondingly less money.
Look actively in brochures and look for discount offers. Only buy branded products when they are on sale.
Go private label and get the biggest savings. For this you buy products that can be found on lower shelves. If you only buy food and drinks at eye level on the shelf, you have to expect higher prices.
Special and weekly offers remain an important building block for Aldi Süd, Aldi Nord, Lidl, Rewe, Edeka, Hit and Co.
Look in the brochures and pay attention to the billboards in the branches. Coupons and vouchers can also make weekly purchases cheaper. We list suitable offers for you here. Here is an overview of how you can save in the supermarket: With simple tips, you can immediately save 140 euros a month in the supermarket – at Aldi, Lidl, Rewe or Edeka
The European Central Bank will raise interest rates in July. This automatically increases the interest rate on the loans. If you slip into the overdraft facility, you should be careful and take revenge with a possibly much cheaper personal loan. The interest on the overdraft facility can be between 9.4 percent and over 12 percent.
- Good for everyone: Due to the high main interest rate, the call money account also earns interest again! In our comparison you can see which banks offer the highest call money rates and exchange rates.
Energy flat rate
Employees receive an energy allowance of 300 euros (gross) together with their salary or salary in September. This amount is automatically deducted from the salary.
Focus Online advises: put money aside. You will need this at the latest for the ancillary costs, electricity and gas bills.
You can also go on holiday cheaply in September. Summer is the end of the high season for many holiday areas. There are good offers. For example, seven days in a 4-star hotel in Crete and in Munich for only 600 euros for two people.
If you want to travel by bus, train or train over Christmas, you should book now. Rule of thumb: The cheapest offers are available six weeks before the planned trip.