Minji Zhang works as an IT specialist for a DAX company and blogs about her finances on her Instagram page “Pandasgeldbaum”. minji zhango
Minji Zhang, 37, currently invests around 50 percent of her income in ETFs. In its prime, it has already managed to save 80 percent. Today his deposit amount is in six figures.
If Zhang wants, she can retire at 45. But that’s not her intention, as she revealed in an interview with Business Insider.
As a test, she worked part-time for a while to see what life with financial independence was like. She says it was “nice” to have free time at first, but then you get bored.
Most kids should spend their pocket money on ice cream or maybe save up for a bike. With Minji Zhang it was different at first. He asked his parents to use their pocket money to buy him a share. She was only 14 when she first came into contact with the stock market, she tells Business Insider. At that time she had read the book “Felix und das Liebe Geld”, in which author Nicholas Piper tells a story about a boy named Felix who wants to get rich and invests his money in stocks. He inspired Zhang, she looks back.
But shortly after buying the stock, the dot-com bubble burst and his portfolio went to zero. The object of the shares was thus omitted for the time being. After a few years, she came into contact with the stock market again professionally. The then 26-year-old was offered employee shares at reduced rates. “So I started investing more again,” says Zhang.
“My savings rate at the time was 80 percent”